Motorcycle Insurance

Customized and affordable motorcycle insurance

You can get a motorcycle insurance policy starting at just $75 per year.*Disclosure We automatically apply all of your discounts when you get a motorcycle insurance quote online or on the phone.

**Disclosure

Multi-policy

Is your home, car, boat, or RV insured with us? You could save even more on motorcycle insurance if you have another Progressive policy.

Responsible driver

If you've had no motor vehicle accidents or violations in the last three years, we'll reward you with a discount.

Pay on time

The easiest way to save! We'll give you this discount automatically with your first policy, and you have it at every renewal as long as you continue to pay on time.

Homeowner

Got a home, mobile home, or condominium you own? Great! You’ll get another discount, even if it's not insured by us.

Full replacement cost and no depreciation for parts

If you’re in a covered accident, we'll always return your bike to pre-accident condition or better.

Example: Let's say that your five-year-old front tire with 10,000 miles on it gets damaged. Based on the tread remaining, its depreciated value is $50, but you need a new one that costs $250. We pay the full $250 and not the depreciated value.

Total loss coverage for a brand new bike

Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a total loss coverage policy. If it's totaled, we'll give you the full MSRP for a new motorcycle, minus your deductible.

Example: You buy a motorcycle for $15,000, but it gets totaled when it’s worth only $10,000. We pay to replace it with the latest model—even if it costs more than $15,000. If your bike is no longer eligible for total loss coverage at renewal, we’ll still cover the cash value of your bike.

Coverage for gear and personal belongings

You can add coverage for just about all personal property you carry on your motorcycle if it's damaged or stolen. This includes camping gear, safety gear, and even your phones.

Example: You’re cruising along the Interstate when suddenly your $600 smartphone slips out of your pocket, shattering the screen. We pay to replace it, minus your deductible.

Pro tips for quoting motorcycle insurance

With so many discounts and coverage options, you’ll have no trouble creating a policy that gives you the protection you need at a great price. Here are a few tips to get your quote rolling:

• Take a safety course: Depending on the type of ride you have, you could get a discount for completing a safety training class.
• Know your VIN: You can get a quote simply based off the make, model, and year of your bike, but you’ll need your vehicle identification number to purchase your policy.
• Add all riders: If family members regularly ride your bike, add them to your quote so you’re properly covered.

Start your quote now and get protected by the #1 motorcycle insurance company.